Alright, so you’ve been grinding away on LoyalFans, posting premium content, and stacking up subscribers. Now comes the important part—actually getting paid.
LoyalFans has a pretty straightforward payout system, but if you’re new, there are a few things you’ll want to know—like when you’ll see your money, how much you’ll actually keep, and what payment methods are available. So let’s break it all down.
How You Make Money on LoyalFans
First, let’s talk about how cash flows into your account. LoyalFans lets you earn through:
- Subscriptions – Your monthly bread and butter. Fans pay a set fee to access your subscriber-only content.
- Tips – Fans can send extra money to show appreciation
- Pay-Per-View (PPV) Messages – Mass Messages with locked videos.
- Store Sales – You can sell videos in the video store and audio in the audio store
- Referral Program – If you bring in new creators, you get 5% of their earnings forever (without taking anything from them).
LoyalFans’ Cut: What You Actually Take Home
LoyalFans takes the industry-standard 20% platform fee, meaning you keep 80% of everything you make.
Here’s a quick example:
- If your subscription is $10/month, you take home $8 per sub after the cut.
- If someone tips you $50, you keep $40.
- If you sell a PPV message for $20, you get $16.
Easy math, right?
How and When You Get Paid
Now, onto the most important question—when does the money actually hit your account?
Payout Schedule
- LoyalFans pays twice a month on the 1st and 16th.
- Your earnings need to reach the minimum payout threshold before you can withdraw.
Minimum Payout Thresholds
- $50 for most payment methods.
If you don’t hit the minimum for one payout cycle, your balance rolls over until you do.
Payment Methods: Where Your Money Goes
LoyalFans gives you several ways to withdraw your earnings, depending on where you live. Some options are free, while others come with a fee—because, of course, they do.
Available Payment Methods:
- ACH/Direct Deposit (U.S. and U.S. Territories): FREE – Straight to your bank account, no fees.
- EFT (Canada ONLY): FREE – Direct bank transfer for Canadian users.
- International Wire (Canada ONLY): $20 – Paid in USD, for those who need a wire transfer.
- International Wire: $45 – Paid in USD, best for high-earning creators outside North America.
- International SEPA (EU Bank Accounts): FREE – Paid in Euros, with conversion based on daily rates.
- UK Local (via Sort Code): FREE – Paid in GBP (£), also using daily conversion rates.
- PagoMundo (LATAM Only): FREE – A great option for creators in Latin America.
- Paxum: FREE – A popular e-wallet option for quick transfers.
- Crypto: $20 Fee – For those who prefer getting paid in digital currency.
Which One Should You Choose?
- If you’re in the U.S. or Canada, ACH/EFT is the easiest and free.
- If you’re in the UK or EU, SEPA and UK Local transfers won’t cost you anything.
- If you’re in Latin America, PagoMundo is your free option.
- Paxum is great if you want an e-wallet solution.
- Crypto and Wire Transfers? Only worth it if you’re cashing out large amounts—otherwise, those fees can add up.
Heads up: PayPal, Venmo, and CashApp are not supported. (Probably because they hate fun and anything spicy.)
How Taxes Work
Hate to break it to you, but yes, this is taxable income.
- If you’re inside the U.S. and make over $600 in a year, you’ll get a 1099-NEC from LoyalFans.
- If you’re outside the U.S., you’re responsible for handling your own taxes.
- Please set aside a percentage (20-30% is a good guideline, but we are not accountants so consult yours) of your earnings for tax season—the IRS does not play around.
How to Make Sure You Get Paid on Time
LoyalFans usually processes payments smoothly, but here are a few things to double-check so you don’t run into issues:
- Keep your payment details updated – If your bank info is wrong, your money will absolutely be delayed until you fix it.
- Check your payout threshold – If you haven’t hit $50, you’ll have to wait.
- Look out for holidays and weekends – Banks love to slow things down when you actually need money.
To Sum It All Up
LoyalFans keeps things pretty simple when it comes to payments:
- You keep 80% of what you make.
- Payouts happen twice a month (1st and 16th).
- Minimum withdrawal is $50 ($200 for wires).
- Multiple payment options—pick the one that works for you.
- Taxes exist, unfortunately.
As long as you stay on top of your earnings and payment settings, you’ll always know when to expect your money.
Check out the rest of our LoyalFans Guides or go back to the BonerBlog!